Finance (FCA)
KYC and AML made practical for brokers & advisers.

KYC • AML • Risk-based • Audit-ready

FCA-regulated firms must apply client due diligence and ongoing monitoring. With LEM Verify, you send a click-and-go link — no apps, no downloads. We handle ID validation, liveness and FaceMatch, optional Monitoring, and deliver clear results and evidence packs for your compliance files.

Try it free See how it applies

No code required Click-and-go FCA-focused

For brokers & advisers

Use LEM Verify for mortgages, investments, and insurance onboarding. Clients verify quickly, you meet FCA expectations, and nothing slows down deals.

What LEM Verify does for FCA firms

We simplify KYC and AML checks so your teams can focus on clients, not paperwork. Clients complete verification in minutes via a secure link. You control branding, instructions, and thresholds in the dashboard — no code needed.

Client friendly

No apps, no downloads. Clients use a link that works on any device, reducing onboarding drop-offs.

How this maps to FCA obligations

Customer Due Diligence

Verify identity with documents, liveness, and FaceMatch. Evidence who your clients are.

Enhanced Due Diligence

Apply additional checks for higher-risk products or clients (e.g. politically exposed, complex structures).

Ongoing Monitoring

Screen clients against PEPs, Sanctions & Adverse Media daily or weekly. Alerts include cited sources.

Record keeping

Export PDF/JSON packs with logs and rationale. Retain securely for at least 5 years (MiFID/AMLD rules).

Risk-based approach

Configure thresholds per product or client segment. Proportionality is built in.

Consumer experience

Branded, easy flows support client onboarding and reduce friction in competitive markets.

A simple broker workflow

1) Send link

From the dashboard, send a secure link to your client. Your branding is applied automatically.

2) Client verifies

Client scans ID and takes a selfie. We validate the document, prove liveness, and confirm FaceMatch.

3) Review decision

You see a clear pass/flag decision, with rationale explained. No raw checks to interpret.

4) File evidence

Export reports into your compliance file for audits or FCA inspections.

Ongoing Monitoring (optional)

FCA rules emphasise ongoing vigilance. Monitoring ensures your client base is screened continuously — without repeating onboarding. Alerts are clear, cited, and can trigger workflows in your systems.

Integrates with your systems

Use webhooks/API to send alerts to CRM, case management or trading systems for faster responses.

Records & reporting — the result

Every check produces an audit-ready report: what was checked, why it passed or flagged, and the supporting evidence. Meet FCA record-keeping rules with consistent, timestamped logs.

Governance built in

Set thresholds, branding, and rules centrally for consistent compliance across teams or branches.

Frequently Asked Questions

Do clients need an app?

No. Verification works through a secure browser link — simple and fast.

How long do we keep records?

We usually keep records for 90 days, though this can be extended if needed under our terms or in case of any irregularities.

Can we do enhanced checks?

Yes. Configure enhanced checks and Monitoring for higher-risk clients or products.

What if there's a flag?

You get clear alerts with rationale. Your compliance officer decides next steps.

Is this legal advice?

No. This page is educational. Your firm remains responsible for its FCA compliance obligations.

Finance (FCA)KYC and AML made practical for brokers & advisers.