Crypto & Fintech Startups (FCA)
KYC that scales with your product.

Fast • Secure • Regulator-ready

FCA-registered crypto firms and fintech startups must apply strict AML controls. LEM Verify helps you onboard users quickly and securely: send a click-and-go link, verify ID, liveness and FaceMatch, screen for PEPs & Sanctions, and download audit-ready reports. No apps, no code, no barriers to growth.

Try it free See how it applies

No code required Click-and-go FCA supervised

For scaling startups

Whether you're launching a wallet, exchange, or payments app, LEM Verify handles compliance in the background — while your users enjoy a friction-light experience.

What LEM Verify does for fintech & crypto

We give startups enterprise-grade AML/KYC without the enterprise overhead. Hosted flows, dashboard controls, and API/webhooks make it easy to plug compliance into your app, while clients get a smooth click-and-go journey.

No apps needed

Users verify via browser links — ideal for mobile-first fintech flows. No downloads, no onboarding drop-off.

How this maps to FCA AML obligations

Customer Due Diligence

Verify users with ID, liveness, and FaceMatch. Prove who is behind each account or wallet.

Enhanced Due Diligence

Add checks for higher-risk users (cross-border, corporate, or high-value clients).

Ongoing Monitoring

Continuous screening for sanctions, PEPs, and adverse media — required by FCA rules.

Record keeping

Export audit-ready reports, logs, and rationale. Retain securely for at least 5 years.

Risk-based approach

Scale checks up or down per risk tier — all configurable from the dashboard.

User experience

Friction-light, branded verification flows help you grow without scaring off sign-ups.

A simple startup workflow

1) Send or embed link

From the dashboard or via API, trigger a secure KYC flow. Branding applies automatically.

2) User verifies

They scan ID and take a selfie. We validate, prove liveness, and confirm FaceMatch.

3) Review decision

You see a pass/flag outcome with rationale. No raw data to interpret.

4) File evidence

Export audit-ready packs into your compliance records for FCA inspections.

Ongoing Monitoring (required by FCA)

In fast-moving sectors like crypto and fintech, client risk can change overnight. Monitoring keeps you compliant by screening daily or weekly, with alerts and sources included.

Scales with your app

Use our API/webhooks to integrate monitoring into wallets, exchanges, or payments apps automatically.

Records & reporting — the result

Every check ends with an audit-ready report. Evidence is timestamped, consistent, and exportable for FCA inspections or investor due diligence.

Governance built in

Set thresholds, branding, and workflows centrally — even across multiple products or geographies.

Frequently Asked Questions

Do users need an app?

No. Verification works in a browser link — click-and-go, mobile-first.

How long do we keep records?

We usually keep records for 90 days, though this can be extended if needed under our terms or in case of any irregularities.

Can we integrate with our app?

Yes. Use our API/webhooks to embed checks and monitoring into your product.

What if there's a flag?

Clear alerts with rationale and sources. Your compliance officer decides next steps.

Is this legal advice?

No. This page is educational. Your firm remains responsible for AML compliance.

FCA-compliant KYC that scales with your growth.

Click-and-go links, clear results, and audit-ready reports for crypto and fintech startups.

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Crypto & Fintech Startups (FCA)KYC that scales with your product.