Estate & Letting Agents (HMRC)
AML compliance made simple for property firms.

Buyer • Seller • Tenant • Landlord

UK estate and letting agents are supervised by HMRC for Anti-Money Laundering. LEM Verify gives you a simple way to run client due diligence: clients complete checks via a click-and-go link — no apps, no downloads. We handle the document, liveness and FaceMatch checks, optional PEPs & Sanctions monitoring, and give you audit-ready records.

Try it free See how it applies

No code required Click-and-go HMRC-focused

For property transactions

Buyers, sellers, tenants and landlords can be verified in minutes. Results and reports drop straight into your dashboard for filing and record keeping.

What LEM Verify does for estate agents

We take the burden of AML checks off your team. Clients prove who they are using ID + selfie; we validate documents, prove liveness, confirm FaceMatch, and optionally run them against global watchlists. You just see the decision and download the evidence.

No apps needed

Your clients receive a link that opens in their browser. Whether they're local tenants or international investors, they don't need to download anything.

How this maps to HMRC obligations

Customer Due Diligence

We verify ID integrity, liveness, and FaceMatch to prove who you're dealing with.

Enhanced Due Diligence

Apply extra checks for higher-risk clients (foreign investors, corporate structures).

Ongoing Monitoring

Screen against PEPs, Sanctions & Adverse Media on a daily or weekly schedule.

Record keeping

Export PDF/JSON packs with all evidence. Store securely for at least 5 years, as required.

Suspicious activity support

Flags are clear and actionable, helping you decide if a SAR (Suspicious Activity Report) is needed.

Client experience

Branded, simple flows reduce delays and make compliance less of a barrier to transactions.

A simple AML workflow for property

1) Send link

From the dashboard, send a secure click-and-go link to your buyer, seller, landlord or tenant.

2) Client verifies

They scan their ID and take a live selfie. LEM validates the document, proves liveness, and runs FaceMatch.

3) Review outcome

You see a clear pass/flag decision. Flags are explained so you can act accordingly.

4) File evidence

Download the evidence bundle and store in your files for HMRC audit readiness.

Ongoing Monitoring (optional)

Keep client checks live over long transactions or ongoing tenancies. We screen enrolled clients daily or weekly against sanctions, PEPs and media. Alerts include cited sources so you know why action may be needed.

Property-friendly

Ideal for long completions or tenancy relationships where risks can change over time.

Records & reporting — the result

Every check produces an audit-ready report you can file against the transaction. Evidence is timestamped, consistent, and exportable in one click.

Governance built in

Set branding, thresholds, and workflows centrally to ensure compliance across your agency network.

Frequently Asked Questions

Do clients need an app?

No. Verification works through a secure browser link — click-and-go.

How long do we keep records?

We usually keep records for 90 days, though this can be extended if needed under our terms or in case of any irregularities.

Can we apply enhanced checks?

Yes. Configure enhanced checks for higher-risk clients and apply Monitoring where needed.

What if there's a suspicious flag?

You get clear alerts and cited sources. You decide whether to escalate or file a SAR.

Is this legal advice?

No. This page is educational. Your agency remains responsible for AML compliance decisions and reporting obligations.

Estate & Letting Agents (HMRC)AML compliance made simple for property firms.